11:15 am ET | Dr. Sandy Skotnicki
12:15 pm ET | Doug Jones

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GUEST – Dr. Sandy Skotnicki, GFB Dermatologist

TOPIC – Skin products and ingredients

INFO – Is natural or botanical better than synthetic. What is with all the ingredients that are considered toxic and environmental groups are asking that they be banned. Some ingredients are banned in Europe and not NA, what are they and why are they

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GUEST – Doug Jones, Senior Vice President and Trustee with BDO Canada Limited.

TOPIC – Debt Repayment

INFO – A recent Bank of Montreal (BMO) report revealed: “the vast majority of Canadians with debt have a plan in place to pay it off. However, only one-third (36%) of those have a detailed plan that includes fixed payments and specific timelines.”