Aug 28, 2012

By Michael Kramer

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There’s a famous quote from the late Steve Jobs:

” Even people who want to go to heaven – don’t want to die… to get there.”

And new research shows many people are avoiding  end – of – life planning altogether.

The latest Canadian census shows  seniors are the fastest growing demographic but new research shows  only nine per cent have pre-planned their funeral and fewer than half of those surveyed (49 per cent) have prepared a will.

The hesitation seems to stem from worry about not being able to afford the funeral – as well as not knowing where to start.

The average funeral and burial costs can easily exceed $10,000. Many people assume that the Canada Pension Plan  Death Benefit or, if applicable, their life insurance will cover these costs but  CPP offers a maximum benefit of $2,500 and the average life insurance policy can take months before proceeds are paid out.


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